.page-disclaimer {
  background: var(--cream);
  color: var(--dark-gray);
  font-family: var(--body-font);
  line-height: 1.75;
}

.page-disclaimer .legal-hero {
  position: relative;
  overflow: hidden;
  background: linear-gradient(140deg, var(--dark-green) 0%, var(--forest) 70%, var(--forest-deep) 100%);
  color: var(--white);
  padding: 28px 0 40px;
}

.page-disclaimer .legal-hero::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: -24px;
  height: 60px;
  background: repeating-linear-gradient(-45deg, transparent 0 14px, rgba(212,168,67,.16) 14px 28px);
  pointer-events: none;
}

.page-disclaimer .breadcrumbs {
  margin: 0 0 20px;
  padding: 0;
  font-size: 13px;
  color: rgba(247,243,232,.8);
}

.page-disclaimer .breadcrumbs a {
  color: var(--gold);
  text-decoration: none;
}

.page-disclaimer .breadcrumbs a:hover,
.page-disclaimer .breadcrumbs a:focus-visible {
  color: var(--gold-soft);
  text-decoration: underline;
}

.page-disclaimer .legal-hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  gap: 26px;
}

.page-disclaimer .section-kicker {
  margin: 0 0 8px;
  color: var(--gold);
  font-size: 13px;
  letter-spacing: .16em;
  text-transform: uppercase;
}

.page-disclaimer .legal-hero-copy h1 {
  margin: 0 0 14px;
  font-family: var(--heading-font);
  font-size: clamp(30px, 6vw, 54px);
  line-height: 1.12;
  letter-spacing: .01em;
}

.page-disclaimer .legal-hero-intro {
  max-width: 680px;
  margin: 0;
  font-size: 16px;
  color: rgba(247,243,232,.88);
}

.page-disclaimer .legal-hero-media {
  position: relative;
  width: 100%;
  max-width: 800px;
  padding: 8px;
  background: var(--dark-green);
  border: 2px solid var(--gold);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}

.page-disclaimer .legal-hero-img {
  display: block;
  width: 100%;
  height: auto;
  border-radius: calc(var(--radius-lg) - 8px);
}

.page-disclaimer .legal-hero-badge {
  position: absolute;
  right: 18px;
  bottom: 18px;
  padding: 8px 18px;
  border-radius: var(--radius-pill);
  background: var(--gold);
  color: var(--dark-green);
  font-weight: 700;
  font-size: 13px;
  letter-spacing: .04em;
  box-shadow: var(--shadow-sm);
}

.page-disclaimer .legal-stats {
  padding: 32px 0 8px;
}

.page-disclaimer .legal-stat-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
}

.page-disclaimer .legal-stat-item {
  display: flex;
  flex-direction: column;
  gap: 4px;
  padding: 18px 16px;
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-left: 4px solid var(--gold);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition), box-shadow var(--transition);
}

.page-disclaimer .legal-stat-item:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.page-disclaimer .legal-stat-num {
  font-family: var(--heading-font);
  font-size: 28px;
  line-height: 1.1;
  color: var(--forest);
}

.page-disclaimer .legal-stat-label {
  font-size: 13px;
  color: var(--dark-gray);
}

.page-disclaimer .legal-layout {
  display: grid;
  gap: 28px;
  padding: 40px 0 64px;
}

.page-disclaimer .legal-toc-box {
  padding: 20px 22px;
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
}

.page-disclaimer .legal-toc-label {
  margin: 0 0 16px;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--red-orange);
}

.page-disclaimer .legal-toc-list {
  margin: 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .legal-toc-list li + li {
  border-top: 1px dashed var(--light-gray);
}

.page-disclaimer .legal-toc-list a {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 0;
  color: var(--dark-gray);
  font-weight: 500;
  text-decoration: none;
  transition: color var(--transition), padding-left var(--transition);
}

.page-disclaimer .legal-toc-list a:hover,
.page-disclaimer .legal-toc-list a:focus-visible {
  color: var(--forest);
  padding-left: 6px;
}

.page-disclaimer .legal-toc-index {
  min-width: 24px;
  font-family: var(--heading-font);
  font-size: 14px;
  color: var(--gold);
}

.page-disclaimer .legal-toc-contact {
  margin-top: 16px;
  padding: 20px;
  background: var(--forest);
  color: var(--cream);
  border-radius: var(--radius-lg);
}

.page-disclaimer .legal-toc-contact-title {
  margin: 0 0 8px;
  font-family: var(--heading-font);
  font-size: 16px;
  color: var(--gold);
}

.page-disclaimer .legal-toc-contact-text {
  margin: 0;
  font-size: 13px;
  line-height: 1.6;
  color: rgba(247,243,232,.9);
}

.page-disclaimer .legal-toc-contact-btn {
  display: inline-block;
  margin-top: 14px;
  padding: 10px 20px;
  border: 2px solid var(--gold);
  border-radius: var(--radius-pill);
  color: var(--gold);
  font-size: 14px;
  font-weight: 600;
  text-decoration: none;
  transition: background var(--transition), color var(--transition);
}

.page-disclaimer .legal-toc-contact-btn:hover,
.page-disclaimer .legal-toc-contact-btn:focus-visible {
  background: var(--gold);
  color: var(--dark-green);
}

.page-disclaimer .legal-doc {
  min-width: 0;
}

.page-disclaimer .legal-chapter {
  margin-bottom: 24px;
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
  scroll-margin-top: 96px;
  transition: box-shadow var(--transition), border-color var(--transition);
}

.page-disclaimer .legal-chapter[open] {
  border-color: var(--gold-soft);
  box-shadow: var(--shadow-md);
}

.page-disclaimer .legal-chapter summary {
  position: relative;
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 18px 20px;
  cursor: pointer;
  list-style: none;
  background: var(--white);
  -webkit-appearance: none;
  transition: background var(--transition);
}

.page-disclaimer .legal-chapter summary::-webkit-details-marker {
  display: none;
}

.page-disclaimer .legal-chapter summary:hover,
.page-disclaimer .legal-chapter summary:focus-visible {
  background: var(--cream);
}

.page-disclaimer .legal-chapter[open] summary {
  background: var(--cream);
  border-bottom: 1px solid var(--light-gray);
}

.page-disclaimer .legal-chapter:focus-within summary {
  background: var(--cream);
}

.page-disclaimer .legal-chapter-index {
  flex: 0 0 auto;
  min-width: 34px;
  font-family: var(--heading-font);
  font-size: 26px;
  line-height: 1;
  color: var(--gold);
}

.page-disclaimer .legal-chapter-icon {
  flex: 0 0 auto;
  width: 22px;
  height: 22px;
  color: var(--red-orange);
}

.page-disclaimer .legal-chapter-title {
  flex: 1 1 auto;
  font-family: var(--heading-font);
  font-size: 16px;
  line-height: 1.3;
  color: var(--forest);
}

.page-disclaimer .legal-chapter-toggle {
  position: relative;
  flex: 0 0 auto;
  width: 28px;
  height: 28px;
  border: 2px solid var(--gold);
  border-radius: 50%;
  transition: background var(--transition), transform var(--transition);
}

.page-disclaimer .legal-chapter-toggle::before,
.page-disclaimer .legal-chapter-toggle::after {
  content: "";
  position: absolute;
  left: 50%;
  top: 50%;
  transform: translate(-50%, -50%);
  background: var(--forest);
  border-radius: 2px;
}

.page-disclaimer .legal-chapter-toggle::before {
  width: 12px;
  height: 2px;
}

.page-disclaimer .legal-chapter-toggle::after {
  width: 2px;
  height: 12px;
}

.page-disclaimer .legal-chapter[open] .legal-chapter-toggle {
  transform: rotate(45deg);
  background: var(--gold);
}

.page-disclaimer .legal-chapter[open] .legal-chapter-toggle::before,
.page-disclaimer .legal-chapter[open] .legal-chapter-toggle::after {
  background: var(--dark-green);
}

.page-disclaimer .legal-chapter-body {
  padding: 22px 20px 26px;
}

.page-disclaimer .legal-chapter-lead {
  margin: 0 0 20px;
  padding: 12px 16px;
  background: var(--cream);
  border-left: 4px solid var(--sage);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  font-size: 15px;
}

.page-disclaimer .legal-list {
  margin: 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .legal-list li {
  position: relative;
  padding: 14px 0 14px 48px;
  border-bottom: 1px solid var(--light-gray);
  font-size: 15px;
  line-height: 1.8;
}

.page-disclaimer .legal-list li:first-child {
  padding-top: 0;
}

.page-disclaimer .legal-list li:last-child {
  padding-bottom: 0;
  border-bottom: none;
}

.page-disclaimer .legal-list li:first-child .legal-num {
  top: 0;
}

.page-disclaimer .legal-num {
  position: absolute;
  left: 0;
  top: 14px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 34px;
  height: 34px;
  border: 1px solid var(--light-gray);
  border-radius: 50%;
  background: var(--cream);
  color: var(--red-orange);
  font-family: var(--heading-font);
  font-size: 13px;
  line-height: 1;
}

.page-disclaimer .legal-list a {
  color: var(--forest);
  font-weight: 600;
  text-decoration: none;
}

.page-disclaimer .legal-list a:hover,
.page-disclaimer .legal-list a:focus-visible {
  text-decoration: underline;
}

.page-disclaimer .legal-bottom-note {
  margin-top: 32px;
  padding: 26px 24px;
  background: var(--forest-deep);
  color: var(--cream);
  border-left: 6px solid var(--gold);
  border-radius: var(--radius-lg);
}

.page-disclaimer .legal-bottom-note p {
  margin: 0 0 12px;
}

.page-disclaimer .legal-bottom-note p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .legal-bottom-note strong {
  color: var(--gold-soft);
}

.page-disclaimer .legal-bottom-note a {
  color: var(--gold);
  text-decoration: none;
}

.page-disclaimer .legal-bottom-note a:hover,
.page-disclaimer .legal-bottom-note a:focus-visible {
  text-decoration: underline;
}

.page-disclaimer .legal-update-note {
  margin: 18px 0 0;
  text-align: center;
  font-size: 13px;
  color: rgba(45,42,38,.72);
}

@media (min-width: 640px) {
  .page-disclaimer .legal-stat-grid {
    grid-template-columns: repeat(4, 1fr);
    gap: 14px;
  }

  .page-disclaimer .legal-chapter summary {
    padding: 20px 26px;
  }

  .page-disclaimer .legal-chapter-body {
    padding: 26px 28px 30px;
  }
}

@media (min-width: 992px) {
  .page-disclaimer .legal-hero {
    padding: 36px 0 52px;
  }

  .page-disclaimer .legal-hero-grid {
    gap: 34px;
  }

  .page-disclaimer .legal-hero-copy h1 {
    font-size: clamp(42px, 4vw, 56px);
  }

  .page-disclaimer .legal-hero-media {
    transform: rotate(1deg);
  }

  .page-disclaimer .legal-layout {
    grid-template-columns: 300px minmax(0, 1fr);
    gap: 48px;
    padding: 56px 0 80px;
  }

  .page-disclaimer .legal-toc {
    position: sticky;
    top: 96px;
  }

  .page-disclaimer .legal-chapter {
    margin-bottom: 28px;
  }

  .page-disclaimer .legal-chapter-index {
    min-width: 42px;
    font-size: 32px;
  }

  .page-disclaimer .legal-chapter-title {
    font-size: 20px;
  }
}